Create and manage referrals with real-time tracking, transparent incentives, and a secure onboarding experience. Manage teams, track performance, leverage partner networks and access comprehensive analytics dashboards. Access qualified leads through secure workflows, manage partner relationships, and ensure compliance.
The platform includes services for credit cards, personal loans, business accounts, business loans, POS loans, auto loans, current accounts, mortgage loans, and savings accounts.
Streamlined credit card referrals with real-time tracking.
Transparent loan referral process with incentive tracking.
Business account opening referrals for corporate and SME banking.
Structured business loan referrals with fast approval tracking.
POS machine loan referrals for merchant payment financing.
Vehicle financing referrals across leading UAE bank partners.
Easy current account opening referrals for personal banking.
Home loan and mortgage referrals with rate comparison support.
Savings account referrals with high interest rate options.
Mysilah replaces the old word-of-mouth referral game with infrastructure. You see what you submitted, where it is, and exactly when you'll get paid, across every UAE banking partner.
Create your MySilah account in under 2 minutes. Access your personal portal and see all available bank products with their incentive rates.
Know someone who needs a credit card or personal loan? Submit their details through your portal. Share your unique referral link for even easier tracking.
The bank or agency reviews and approves your referral. You can track every lead's status in real-time through your MySilah dashboard.
Your incentive is transferred to your account the same day your lead is approved. No waiting, no chasing. Full incentive details visible after login.
Whether you're a student, a seasoned professional, or a Entrepreneur, if you know people who need banking products, you can earn with MySilah.
Whether your agency already has banking partnerships or is looking to build them, we do one thing, bring you qualified leads. Plug into our network and focus on converting; we handle the rest.
Our marketing services drive customer acquisition, while our BPO and verification teams qualify and process every lead through a compliant workflow, so your team can focus on closing business.
We connect banks and financial institutions with a scalable acquisition network that delivers qualified customers, stronger engagement, and measurable growth, all through a performance-driven partnership model.
Tap into a vetted network of executives and licensed partner agencies, without managing them yourself.
WhatsApp consent runs before any submission. Every lead arrives with verification, audit trail and CBUAE-grade compliance baked in.
Pay only on approved, activated customers. No retainers, no media spend, no risk. Real CPA on real conversions.
MySilah is designed to meet the standards UAE banks, compliance teams, and vendor risk departments expect from any third-party acquisition partner.
Every customer referral is supported by explicit consent documentation. No data is submitted without customer awareness and agreement.
Customer personal data is handled in accordance with UAE data protection standards and is never shared beyond partner banks.
All data is encrypted in transit and at rest. Platform infrastructure is built to enterprise-grade security standards.
MySilah enforces strict partner conduct standards. Referral partners are trained and monitored to prevent misrepresentation of banking products.
Our platform encourages partners to refer only genuinely eligible customers, protecting the bank's customer quality metrics.
All referral partners are registered, identity-verified, and subject to MySilah's Partner Code of Conduct before activation.
Most-referred banking products across the Mysilah network last month, pre-qualified, consented and ready to submit.
Tips, guides and industry insights to help referral partners, agencies and banks succeed in the UAE banking referral ecosystem.
From submitting your first lead to earning your incentive, learn the proven tactics top-performing Mysilah referral partners use to maximize approvals and get paid faster across UAE banks.
Digital-first acquisition is reshaping how UAE banks grow. Here's what the data says and how performance-based partnerships are winning.
Understanding consent requirements doesn't have to be complex. We break down exactly what Mysilah does to keep every lead fully compliant before bank submission.
Have a question, need support, or want to join our platform? Fill out the form below and our team will get back to you shortly.
Everything you need to know about becoming a Referral Partner or partnering with MySilah as an institution.
| Annual Fee | Waived for 1st Year |
| Minimum Monthly Salary | AED 10,000 |
| Balance Transfer | 0% for 3–6 months (1–2% processing fee) |
| Easy Cash Tenure | Up to 36 months |
| Cash Advance Fee | As per Bank Tariff |
| Credit Shield Takaful | Free for first 60 days |
| Primary Card Annual Fee | AED 100 (First year free) |
| Minimum Salary | AED 5,000 |
| Interest Rate | 1.99% (lowest in market) |
| Minimum Repayment | 5% |
| Balance Transfer | 0% interest up to 18 months |
| Buy Now Pay Later | From 0.99% up to 48 months |
| FX Fees | 0% on international transactions |
| Max Finance (UAE Nationals) | AED 5,000,000 |
| Max Finance (Expatriates) | AED 2,000,000 |
| Maximum Tenure | 48 Months |
| Minimum Salary | AED 5,000 |
| First Installment | Up to 180 days deferral |
| Profit Rate | Competitive (Sharia-compliant) |